Australian finance brokers

Solution based lending tailored to you

We compare a wide panel of lenders to structure home loans and commercial lending that fit your goals, not a bank's product list.

Experience seamless finance, from application to settlement.

Clients helped
200+
Lenders on our panel
30+
Loans settled
$150M+

Whether you’re buying your first home or funding a commercial acquisition, we take care of the lender comparison, paperwork and negotiation, so you can move forward with confidence.

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Our lending services

Focused expertise in residential and commercial finance, tailored to your goals.

About us

Finance built around you

Academy Broker of the Year 2024 Winner badge
Award-winning brokerWinner, Academy Broker of the Year 2024

Towers Capital is a specialist home and commercial lending brokerage. We compare a wide panel of lenders to find the loan that fits you, then handle the paperwork, negotiation and follow-up so nothing slips.

We explain every option in plain English, run detailed scenarios and answer your questions quickly, so you always know where you stand.

Complex deals are where we do our best work: refinances, investment purchases and commercial property. And your loan doesn't stop mattering at settlement, so we keep reviewing it to make sure it keeps working for you.

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Access to a wide lender panel

We compare across banks and non-bank lenders to find what suits you.

What our clients say

“Ryan was fantastic to work with. He guided us through a complex refinance and property purchase with clarity, patience and genuine care. He explained every step, ran detailed scenarios, and always made time for our questions. His communication was excellent and he helped us feel confident during a stressful process. Highly recommended.”
Revital Chai · Google review, 9 months ago
“…He was incredibly helpful, consistently checking in and very quickly resolving any issues that arose. The entire process was super seamless and stress-free thanks to his assistance. I would definitely recommend!!”
Grace Harper · Google review, a year ago
“Ryan has been so fantastic for us. Really clear explanations of what we might be able to borrow, how mortgages work, etc! Breaks it down so normal people can understand. Also, he’s constantly on the lookout for better rates and will make enquiries on your behalf if he can - going above and beyond. Highly recommend!”
Ella Lobelson · Google review, a year ago
“Ryan was very professional and had a thorough knowledge of the property buying process. His guidance was very helpful in acquiring my new property. Highly recommend this company.”
Paul Young · Google review, a year ago
“I had a seamless experience with Ryan after he was recommended to me by a work colleague on a very short notice… My situation was complex and time bound, but Ryan made the journey so easy and seamless because of his knowledge, expertise, professionalism and understanding. Ryan is simply the best mortgage broker.”
Victor Mukatsa · Google review, 2 years ago
“I dealt with Ryan Basser. Ryan was extremely professional and vigilant in responding to queries. He was always eager to assist and the communication was exceptional. I would happily recommend Ryan again to anyone. Keep up the great work Ryan.”
Peter Ferriss · Google review, 2 years ago
“We needed help urgently for a home loan. Ryan was onto understanding our requirements and future plans immediately. He was process orientated, worked hard, always made all questions feel welcome and got the job done without us feeling uneasy any step of the way. Thank you very much Ryan for your hard work and good guidance.”
Victoria Harvey · Google review, 3 years ago

Reviews are from Google. Long reviews are shortened with an ellipsis (…).

Frequently asked questions

How much does your service cost?

In most cases our service is free to you. We’re paid by the lender when your loan settles, the same way every mortgage broker is paid. If a fee ever applies, we’ll disclose it in writing in a Credit Quote before you apply. There are no hidden fees and no obligation.

How long does approval take?

Timing depends on the lender and complexity. Home loans commonly take days to a couple of weeks, and commercial deals can take longer.

Do you arrange commercial loans?

Yes. Commercial lending is a core focus alongside home loans, including commercial property purchases, development and refinancing.

What documents will I need?

Typically ID, income evidence, statements for existing debts and assets, and details of the property or purpose. We will give you a tailored checklist.

Do I need a deposit to get started?

Not to start the conversation. We can review your position early, including options with a smaller deposit or using a guarantor, and let you know what's realistic before you commit to anything.

Can you help if my situation is complex?

Yes. Self-employed income, multiple properties, credit history issues and complex commercial structures are the deals we handle most often, and we know which lenders are the right fit for each.

What happens after settlement?

Our service doesn't stop once your loan settles. We keep an eye on your rate and check in periodically, so if a better option comes up, or your circumstances change, you'll hear from us.

Talk to us

Tell us what you are planning and we will come back to you promptly.